A Pittsburg-area couple is having trouble selling their $399,900 home, so they’ve spiced up the offer:

Bob and Ricki Husick came up with a more creative twist: Whoever buys their four-bedroom, 3¹/₂-bath home on Fountain Hills Drive in Pine would get their money back after the Husicks die.

Not only that, but if the buyers are willing to care for the Husicks in their old age, they could also inherit the Husicks’ retirement home in Arizona for a total estate now worth about $500,000. The couple has no heirs.

“Why not go for the works? So if we’re worth $2.5 million, you get it all,” said Mr. Husick, 55, a former Wachovia mortgage broker who would like to continue working after he and his wife move to Arizona.

The second part of the deal sounds lousy for the buyer — who wants to inherit a couple of strangers that need diaper-changing? — but the first part could be especially lousy for Bob and Ricki Husick. When they sign the deal, they better make sure the paperwork stipulates that the full refund on the house will not come if their death is, oh, premature. With so many large things in a house, any number of “accidents” can happen on moving day.